Welcome to SRF Micro Credit, where your financial well-being is our priority.
We are a trusted money-lending company in Ghana.
At SRF Micro Credit the satisfaction of our customers is our priority and we strive hard to ensure that we exceed their expectations and delight them by consistently delivering to them excellent financial services. Our passion is to build a strong, profitable and respectable brand in Ghana and Africa.
Our customers can give us a call using any of our office lines. Disbursement of funds will be done within 48hours
Our Profile
SRF Micro Credit is a financial institution based in Ghana that provides fast and easy short term loans.
The business was incorporated on the 11th March 2015 and we got the license from BOG in June 2015.
Our office is located at Lapaz Traffic Light, Adjacent Ecobank.
Our Mission
To make clients the center of our business decisions by providing financial solutions to individuals and businesses in Ghana and Africa.
Our Vision
To be one of the best financial institutions that improves the living standards of the population and contributes to the economic and social development of Ghana and Africa.
Our Core Values
- Innovation – Enhancing creativity by bringing new methods, Ideas and products.
- Commitment – Willing to give our time and energy to the success of the enterprise.
- Integrity – Being Honest and fulfilling our promises.
- Professionalism – Being Courteous and responsible when dealing with clients and our colleagues.
- Team work – working in a united spirit for the benefit of the company.
- Relationship – Being connected to our clients and stakeholders.
Our Goals & Objectives
We’re more than a lender—we’re your partner in financial growth. Whether it’s achieving personal milestones, expanding your business, or navigating the unexpected, we’re here to help you every step of the way.
- To provide timely loans to target market.
- To enhance the growth of our customers businesses.
- To provide unique focused customer service in order to exceed customer expectations.
- To provide instant and affordable loans.
- To create and maintain shareholders values.
Meet the board of directors
Chief Executive Officer
Sandrine Raissa Fantodji
Sandrine Raissa Fantodji is a motivated self- starter and a result driven entrepreneur who has an extensive business experience and has a proven record of successful entrepreneurship.
Having spent nine (9) years as the owner and CEO of SRF Micro credit, she has acquired a rich experience in business strategy and management, has carried out extensive research on microfinance and banking and has also participated in micro finance trainings.
She obtained a Bachelor Degree in business administration from Central university college in 2012.
She has over twelve (12) years working experience that she acquired while working for Jorbies microfinance, Ghana revenue Authority, Busy Internet, Total Energies, MTN Ghana and SRF Micro credit.
Chairman
George Nicholas Essel
George Nicholas Essel is an Accounting and risk management professional who provides expert entrepreneurial solutions to resolve emerging business and financial challenges.
He obtained a Bachelor of Arts Degree in Pyschology and Philosphy from the University of Ghana and a finalist of the Association of Certified Chartered Accountants (ACCA).
He obtained a certification on Risk Based Internal Auditing from the MIS Training Institute, England, UK.
George also hold various certificates in Practical Project Management Principles, Project Risk Management, Project Quality Management, Project Leadership, Management & Communication from George Washington University.
He has extensive audit and work experience for over 15 years which made him obtained enormous business knowledge in industries such as Audit and Consultancy, Banking, Mining, Shipping, Manufacturing, Telecommunication, and Hospitality & NGOs.
As an External Auditor with KPMG Ghana, he acquired 5 years of diversed audit experience in financial statement and procedural audit.
George subsequently gained an opportunity to apply this external audit experience to industrial practice at MTN Ghana, the largest Telecommunication Company for almost 10 years as an Internal Auditor and Finance Manager.
His key knowledge and expertise involes Financial Operations and Working Capital Management, Corporate Performance Reporting, Financial Statement and Compliance/Procedural Auditing, Internal Auditing and Risk Management & Control, Tax Management & Compliance, Procurement and Supply chain Management.
Non-Executive Director
Gnahore Mymy Christian
Mymy Christian is a dynamic and accomplished leader with a solid foundation in technology and project management, backed by over a decade of experience driving transformation and delivering impactful results across Africa and beyond.
He holds a Bachelor of Science in Telecommunications Engineering (First Class Honors) from Kwame Nkrumah University of Science and Technology (Ghana) and a Master of Science in Management Information Systems from Coventry University (UK).
Mymy began his career in September 2012 as an IT Analyst with Eprocess International S.A., the Technology Hub of Ecobank Group. In this role, he supervised and delivered technology services supporting financial and core banking operations across 30+ countries. His exceptional performance earned him promotions to Service Delivery Analyst and later to Group Technology Project Manager, where he successfully led complex projects across Africa and beyond.
In January 2021, he joined New Digital Africa as Senior Manager for Projects and IT Services, where he played a pivotal role in designing and executing the group's technology strategy and establishing a Project Management Office (PMO). His visionary leadership saw him rise to the positions of Chief Transformation Officer and Deputy Managing Director of the affiliate responsible for Technology Service Delivery.
Since September 2023, Mymy has been serving as a Community Engagement Partner for the Sub-Saharan Africa Region at the Project Management Institute (PMI), the world’s leading authority on project management standards. This role allows him to pursue his passion for project management, fostering professional development, and promoting best practices across the region.
Mymy is also a sought-after coach, speaker, trainer, and thought leader, with expertise in project management standards, digital transformation, process improvement, organizational strategy, and professional development. He holds over 15 international certifications, including:
Project Management Professional (PMP®️)
ITIL Expert
PRINCE2 Practitioner
Certified Scrum Master (CSM)
Certified in Risk and Information Systems Control (CRISC)
ISO 20000 Lead Implementer
With a unique blend of technical expertise and strategic vision, Mymy is committed to inspiring and empowering individuals and organizations to achieve excellence in their projects and initiatives.
Heads of Departments
1,000+ HAPPY USERS
What Our Clients Say.
At SRF Micro Credit, our clients are at the heart of everything we do. We’re honored to have helped countless individuals and businesses achieve their financial goals. Here’s what some of our happy clients have to say about their experience with us. Don't hesitate to share your experience with us by clicking the button below.
SRF ClientThere is no limit for SRF if they continue serving their customers the way they started and find new ways of customers’ satisfaction.
There is no limit for SRF if they continue serving their customers the way they started and find new ways of customers’ satisfaction.
SRF Client
SRF is good and helpful and they should keep their good work and loyalty to their customers.
SRF Client
I appreciate the Reminders they always send to me on my loan payments.
SRF Client